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Acceptance of payment cards at points of sale
In order to ensure consistent quality of service to your clients, increase your company's competitiveness by using the opportunities offered by SEB banka!
Advantages and benefits to a company, which ensures acceptance of payment cards at its points of sale:
- Increasing number of customers. Anyone can purchase a commodity/service, whether having cash or a payment card in his or her pocket.
- Increasing turnover of a company. Customers with payment cards often make impulsive purchases and, on average, spend more than for purchases in cash.
- Security. Financial risk is decreased both to a company, since the amount of cash is restricted, and to a customer because he or she does not have to carry along a large sum of cash.
- Convenience. For a company: convenient control and bookkeeping of its revenues because money paid for purchases is automatically transferred to an operating account of the company. For customer: immediate settlement for purchase without the need to think if there is enough of cash in the wallet.
- Satisfied customer. By giving a free choice to its customer: to make settlement with a payment card or to use another method of settlement, the company gives honour and shows care of its customer.
- Attraction of foreign tourists. When travelling for leisure or business, foreign customers wish to make their payments with payment cards because usually they are not familiar with the Lat, instead they are well informed about the advantages of international payment cards.
Service "Cashback"
Service "Cashback" is a possibility for card users, in addition to purchase by a payment card, to also withdraw cash straight in the shop at a cash desk from their own card account. It is beneficial for the merchant to ensure this service because it is a possibility to avoid a large cash balance in the cash register and decrease encashment expenses.
SEB banka offers the service "Cashback" in cooperation with Citadele, DNB and Nordea bank. By ensuring this service in your own sales point, it will be possible to all card users of the abovementioned banks to use this service.
More about the service here.
SEB banka offers:
- Service of Maestro, Visa Electron, MasterCard, VISA international payment cards regardless of the issuing bank and issuing country;
- Installation of POS terminals* (payment card processing devices);
- Provision of payment card servicing in Cash desk systems;
- Installation of mobile POS terminals;
- Free of charge training to employees of your company, in servicing of payment cards.
Provisions:
- Company has opened an operating account with SEB banka;
- Contract concluded between the company and SEB banka regarding servicing of payment cards;
- Telephone line or data transmission card (for mobile POS terminal).
In order to make agreement about acceptance of payment cards, please contact our experts:
- In Riga: by telephone 6 7779647 or 6 7779684; e-mail: posterminals@seb.lv
- In other regions of Latvia: by contacting your nearest SEB banka branch or Client Service Center.
* All terminals installed by SEB banka are certified also for acceptance of VISA and MasterCard system smartcards that provide increased security of settlements with purchase cards in your company.
